← Health as a Financial Asset
Health as a Financial Asset · Card 3
Health as an Earning Asset
Your ability to earn is your biggest asset.Protect it like one.
- A ₹15 lakh car
- Earning power, about ₹4.5 crore
- Insured carefully
- Often left unprotected
Your own ability to keep working is usually the single largest financial asset you have, larger than what's actually sitting in any account, and it's the one asset most people never insure or protect deliberately.
In Practice
Someone earning ₹15 lakh a year for the next 30 years is sitting on roughly ₹4.5 crore of future earning power; yet many people insure a ₹15 lakh car more carefully than they insure that.
Generic Example
A factory that makes the product is worth protecting even more than the products sitting in its warehouse; the factory is what makes all the future products possible.
Ask yourself
If my own ability to earn is my biggest asset, am I actually protecting it like one?